Home insurance for Good South Africans

Home insurance for Good South Africans

There’s nothing better than coming home, kicking off your shoes, grabbing a juice from the fridge and chilling in front of the TV. But what if, just for a moment you come home to find your TV and couch gone? It’s a frightening thought, and while we don’t often think about it, it can happen. That’s where home contents come in and why it is so important to have it. It protects your belongings inside your home from theft, loss and damage caused due to power surges because of loadshedding or storms.

Understanding Home Insurance

Home insurance can be split into two – buildings and home contents insurance. Buildings insurance covers the walls, roof, outbuildings, swimming pool, geyser and other structural parts of your home. Let’s say your house burnt down or a flood destroyed it. If you have building insurance, it would pay to have your house rebuilt. Home contents insurance covers all the loose items you own that’s inside your house or rental home. Things that are movable, like your furniture, appliances, food and clothing. There are items inside your home that are not covered by home contents insurance, and for those you need portable possessions insurance. This is cover for things that you can leave your house with like your laptop, sunglasses and cell phone. Portable possessions insurance is extra and is added to your home contents insurance policy.

Budget’s Home Contents Insurance benefits designed with your needs in mind

Home Assist Benefit

Locked yourself out of the house? Kitchen tap sprung a leak? Or perhaps your electricity has started tripping every time you put the kettle on. Maintaining a household means that these little (or sometimes rather big) emergencies will pop up from time to time. We’re not all DIY experts and we don’t all know the difference between a wrench and a pair of pliers. Budget’s Home Assist is here to help you out with those types of home-related emergencies. Home Assist covers call-out fees and an hour’s labor for essential services, plus access to trusted service providers.

Security Guard Dispatch

Your safety is our top priority. In the event of a break-in at your home and your door and door locks gets damaged, our home contents policy includes the benefit of a security dispatch. Security will be dispatched to guard your home following an incident of loss or damage in the event that security measures cannot be corrected immediately.

Trauma Assist Benefit

There are many traumatic events that can occur inside your homes, such as a serious fire or break-in which can leave you and your family traumatised. The loss or damage because of these unfortunate events can have consequences beyond just the possession that need to be repaired or replaced. In such situations, Budget Insurance Trauma Assist benefit can really make a difference with their 24-hour phone line support where you can get

professional counselling needed to help you cope, deal and overcome the trauma.

Medical Assist

Our Home Contents Insurance Medical Assist offers emergency response if you’re in an accident, transfers to medical facilities and many other benefits.

Legal Assist

With our legal assist benefit you get access to expert telephonic advice on legal or tax matters, free of charge.

Entertainment Assist

Planning the perfect family outing or celebration can often be a daunting task. From booking hotels, travel arrangements, to securing tickets to major events, there are countless details to consider. Entertainment Assist gives you access to information regarding all major entertainment events, hotel accommodation bookings, restaurant bookings and general travel arrangements.

The more you cover, the more you save

We all want to save some bucks and you can save on your insurance if you bundle it. This means that when you add Home Contents or buildings cover to your car insurance policy, you can save up to 15%.

Compare and save

If you want to buy a place or have just bought one with a home loan, then it’s always a good idea to get a few quotes for your home contents or buildings insurance. The bank will offer you cover from their preferred suppliers, but just make sure you’re getting the best cover at the best price by shopping around before making your decision.

At Budget Insurance we’re all about giving Good South Africans the best insurance at budget-friendly rates.

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